Sistem Penyampaian JKR

Sistem penyampaian JKR ialah Sistem Pengurusan Kualiti (SPK).

PEMBIAYAAN SEMULA RUMAH

Yuran Peguam (Legal Fees)
How to think Yuran Guaman; to SPA, the levels yuran / scale fees thought of the purchase price, scale of fees mistaken for your loan with the Bank.

RM150, 000 First - 1%
RM150, 001 to RM850, 000 - 0.7%
RM850, 001 to RM2, 000,000 - 0.6%
After RM 2,000,000 - 0.5%
and so on .... enough is up here.


Example,
Say your house price RM950 .000-00

First = 150.000 RM RM 1.500
After = 699.999 RM RM 4,899.99
RM 99.999 after = RM 599.99
Amount RM 6,999.99 or RM 7.000

So yuran guaman will apply is RM7 .000 to 00, plus 5% service tax amount in legal fees that wear is RM7, 350.00. If you take the zero pakej boarding moving, legal fees for SPA between banks with you to wear but not in high gain levels Little ..


Yuran Assessment (Valuation Fees)
This assessment in Yuran wear if you do not take pakej zero moving cost to the bank.


Value first hartanah RM 100.000 - 0.25%
100.001 RM to RM 1,900,000 - 0.2%
RM 1,900,001 to RM 5,000,000 - 0167%

Example
Kiraannya same as above.
Encik A has a housing loan as follows: --
Number of loans = RM 254.000
The number of monthly ansuran = RM 1,721.00
The period of loan = 25 years
The number of loans in 3 years to pay =
Encik A current age = 44 years
Value during the house (Current Market Value) = RM 350,000.00
Tray loans = RM 240,628.41
Avail levels during = 3.75% (BLR-1.80%) 5:55% BLR now.
Option 1 - Reduce monthly payments ansuran: --
Tray loans = RM 240,628.41
Period of the new loan = 22 years
New moon ansuran fee = RM 1339.92
Penjimatan month = RM 381.08
Number of penjimatan = RM 100,605.12